The NSSF currently does not cover medical costs for retirees, who have reached an age when such support is needed most.
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Sixty-eight-year-old Viviane Nehme worked as an office manager in an import-export company for 40 years before retiring in 2010 . Upon her retirement at the age of 64, she received an end-of-service indemnity from the National Social Security Fund, which supposedly would help her cover all her subsequent expenses. This dire situation has prompted the General Labor Confederation in coordination with Lebanese economic bodies and the NSSF to discuss the importance of providing retirees with health insurance.In this context, NSSF board of directors member Rafic Salameh drafted a scheme aimed at giving retirees full health coverage and the study was submitted to Parliament last month through MP Atef Majdalani and five other lawmakers. Under the current scheme for health coverage, the NSSF requires employers to contribute to the health fund an amount equal to 7 percent of workers' salaries with a monthly ceiling of LL1,500,000 ($1,000) while requiring employees to contribute with 2 percent of their salaries, also with a LL1,500,000 monthly ceiling.With the percentages currently paid to the NSSF, employees can only secure health services for the duration of their employment. According to calculations made by Salameh, his scheme would generate around LL210 billion per year.Hamdan believes Salameh's study provides a solution only to those who were previously insured by the NSSF but does cover people who work independently.
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